Tax guides
Written for UK sole traders, freelancers and directors. Real numbers. Current 2026–27 HMRC rates. No filler.
MTD for Income Tax went live 6 April 2026. Quarterly HMRC submissions are now mandatory for income above £50,000. First deadline: 5 August 2026.
Exact calculations at £30k, £50k and £80k income. Income tax, NI and payments on account — plus a live calculator so you can run your own numbers.
The exact salary and dividend figures that minimise your tax bill in 2026–27. On £80k profit, the difference between optimised and unoptimised is over £15,000.
Everything covered in these guides is calculated automatically from your actual transactions — updated in real time, every day.