Making Tax Digital is live — April 2026

Tax that finally
makes sense.

Know your tax bill today. Not in January.

Taxify shows you exactly how much of what you've earned belongs to HMRC — updated every time you log a transaction. A tax AI built specifically for your situation gives you answers in seconds, not a generic response.

★★★★★ 5.0 from our users "I actually felt in control for the first time." — Sarah M.
No card needed · Free forever
HMRC-aligned 2025–26
No accountant needed
Jan 2027 deadline ready
MTD compliant
A sample of what you'd see from day one
Good afternoon, Sarah
Sarah Mitchell Creative · Tax year 2025–26
Live
Income
£63,400
Expenses
£11,200
Net profit
£52,200
Tax est.
£11,240
Expense ratio is 18% — most freelancers claim 22–30%. You could be missing up to £7,800 in deductions this year.
Next deadline
93days
2nd payment on account · 31 Jul 2026
Set aside £937/month
VAT threshold
70% used
£63,400 of £90,000
⚠ Approaching threshold
Your live tax estimate
Updates live
Estimated tax bill · 2025–26
£11,240
Income tax + NI · real HMRC rates
Net profit
£52,200
Set aside/mo
£937
Eff. rate
21.5%
No account needed · Takes 30 seconds

The problem

Tax is confusing
by design.

The tools that exist were built for accountants — not the people actually running businesses. Taxify fixes that.

01
January is always a shock
Most business owners discover their tax bill in January and scramble to find the money in three weeks. Every single year, without fail.
Your estimate updates every time you add a transaction
02
Accounting software that speaks accountant
Balance sheets, journals, P&L accounts. Useful for your accountant. Completely useless for knowing what to do today as a business owner.
Taxify speaks your language from day one
03
Directors have it twice as complicated
Corporation tax, dividends, salary split, P11D — no tool shows how it all connects for your personal tax position.
Director Hub shows company + personal tax in one view
04
Making Tax Digital — most people aren't ready
MTD for incomes over £50,000 is now mandatory. Most haven't started — and don't know whether they even need to.
We tell you exactly what applies, and what to do next

How it works

Up and running
in five minutes.

Set up your profile

Tell Taxify how you earn — sole trader, director, employed with side income, landlord, or partnership. Everything adapts to your setup. No jargon, no accountant degree required.

⏱ Under 5 minutes

Add your transactions

Log income and expenses, or upload a CSV or PDF from your bank. The AI reads and categorises everything automatically. Already using another tool? Import in minutes.

⏱ Import takes 2 minutes

Know your position, live

Your live tax estimate, VAT threshold, MTD status and deadlines — updated automatically. Ask the AI anything. January stops being stressful. You're always in control.

⏱ Live from first transaction

Who it's built for

One platform. Your experience.

Taxify personalises itself around your setup. Your dashboard, your tax calculations, your deadlines — adapted around how you actually earn.

Self-employed & freelance

Live income tax and NI, VAT threshold tracking, and self-assessment prep — without the jargon. Know what to set aside every month so January is never a surprise again.

  • Live income tax + NI — updates with every transaction
  • VAT threshold tracker with alerts before £90,000
  • MTD scope and quarterly deadlines tracked
  • SA100 prep and all HMRC deadlines in one place
  • AI that knows your actual income and expenses
Dashboard snapshot
£11,240
Est. tax bill
68%
VAT threshold
93d
To next deadline
MTD
In scope · 2026
Expense ratio 18% — most freelancers claim 22–30%. You may be missing up to £7,800 in deductions this year.

Limited company directors

See your corporation tax, salary and dividends in one view. The salary/dividend optimiser shows the most tax-efficient way to pay yourself — updated live through the year.

  • Corporation tax estimate — live from transactions
  • Salary + dividend optimiser
  • P11D benefits in kind tracker
  • Mileage and home office calculator
  • Company year end and corp tax deadlines
Director Hub snapshot
£19,900
Corp tax est.
£8,840
Optimal salary
9mo
Corp tax deadline
SA
Jan 2027 personal
The optimiser shows exactly how taking extra dividends affects your personal tax — before you pay yourself, not after.

Employed with side income

A PAYE job plus freelance work is one of the trickiest UK tax situations to calculate correctly. PAYE credit applied properly, NI on SE profit only — never double-counted.

  • Mixed income SA100 — calculated correctly
  • P60 integrated — PAYE tax credited back
  • Both income sources in one dashboard
  • Class 4 NI on SE profit only — not total income
  • MTD scope checked for your side income
Mixed income snapshot
£35k
PAYE salary
£28k
SE income
£3,840
SE-only tax
P60
Tax credited
Your employer already deducts tax on your salary. Taxify credits that correctly — so you're never taxed twice.

Property income

Rental income tracked alongside any main income type. Section 24 mortgage interest restriction applied correctly. Works whether property is your main income or a supplement to your business.

  • Rental income tracked separately
  • Section 24 mortgage interest restriction
  • SA105 property pages preparation
  • MTD scope for landlords — April 2027
  • Works alongside any main business type
Landlord snapshot
£24k
Rental income
£9,600
Mortgage interest
S.24
Applied correctly
2027
MTD applies
Section 24 means you can't deduct all mortgage interest. Taxify applies the basic rate credit correctly so your bill is always accurate.

Business partnerships

Track what the partnership earns and see exactly what each partner owes HMRC — separately and clearly. Per-partner tax positions, profit share split and SA104 prep all included.

  • Shared P&L tracking for the partnership
  • Per-partner tax position — clearly split
  • SA104 partnership pages preparation
  • Profit share split calculator
  • MTD scope for partnerships
Partnership snapshot
£85k
Partnership profit
50/50
Profit share
£8,200
Your tax
SA104
Both partners
Each partner gets their own tax position. One platform, two views — and MTD scope tracked from April 2026.

Tax intelligence

Your numbers.
Answered instantly.

Not a general-purpose AI. Taxify's assistant is built specifically for UK tax — trained on HMRC rules, aware of your income, expenses, business type and deadlines. It gives you answers a generic AI can't because it knows your actual numbers, not just the rules.

Taxify assistant
Live
T
T

Ask about your tax position…
Free plan: 3 questions/day. Solo and Pro: unlimited.

Full feature set

Everything you need.
Nothing you don't.

Built around how UK business owners actually work — not how accountants think about tax.

Live tax estimate

Income tax, NI and corporation tax from your real transactions. Updates the moment you add anything. January is never a surprise again.

✓ 2025–26 HMRC rates

VAT tracking & returns

All 9 VAT return boxes calculated automatically from your transactions. Standard, flat rate and cash accounting all supported. Alerts before £90,000.

✓ All VAT schemes

Director Hub

Corporation tax, salary/dividend optimiser, P11D, mileage. Company and personal tax in one view. Getting the salary/dividend split wrong typically costs directors £2,000–5,000 a year — Taxify shows the optimal split live.

✓ Pro feature

MTD preparation

Digital records, quarterly tracking, scope assessment. Everything for Making Tax Digital for Income Tax explained clearly and step by step.

✓ HMRC-aligned

AI tax assistant

Knows your actual numbers, not just generic rules. Proactive insights on every login. Answers specific to your situation — not a textbook.

✓ Genuinely personal

Statement upload

Upload CSV, PDF or Excel from your bank. AI reads and categorises everything automatically. Switch from any other tool in minutes.

✓ CSV, PDF & Excel
⚡ Mandatory from April 2026

Making Tax Digital.
The most complete
guide built in.

Scope checker
Quarterly deadlines
Digital records
AI Q&A

If your income exceeds £50,000, quarterly digital submissions to HMRC are now mandatory. The threshold drops to £30,000 in April 2027.

Most tools mention MTD. Taxify is the only consumer product that walks you through it start to finish — with an AI assistant that answers MTD questions using your actual income figures, not a generic FAQ.

5 Aug 2026
Q1 submission · 6 Apr–5 Jul 2026
5 Nov 2026
Q2 submission · 6 Jul–5 Oct 2026
5 Feb 2027
Q3 submission · 6 Oct–5 Jan 2027
31 Jan 2027
Final SA declaration · 2026–27
AI-powered MTD guidance
Specific to your income, not a textbook
1
Scope check — instant
Tell Taxify your income. In scope now, from 2027, or not yet — instant answer, no jargon.
2
Digital records — automatic
Every transaction you log is a compliant digital record. HMRC-ready from day one.
3
Submit quarterly — guided
Taxify tracks your deadline, prepares your figures, and guides each submission in plain English.

From our users

What they say.

Freelancers, directors and sole traders across the UK.

5.0
from our users
★★★★★
Freelancer

I nearly didn't sign up because £29/mo felt steep for a tax app. Then I realised I was spending more than that asking my accountant basic questions. Cancelled one of those calls and Taxify's paid for itself every month since.

Chris L.
Freelance copywriter · Sheffield
★★★★★
Sole trader

I've used Xero for three years and still didn't understand my tax position. Within 10 minutes on Taxify I knew exactly what I owed. I actually felt in control for the first time.

Sarah M.
Freelance designer · London
★★★★★
Ltd director

The Director Hub is exactly what I needed. Seeing my corporation tax and personal tax side by side with the salary/dividend optimiser — this used to take hours with my accountant.

James K.
Ltd director · Manchester
★★★★★
Sole trader

MTD was terrifying. Taxify told me in plain English whether I'm in scope, what I need to do, and by when. The AI answers my questions without making me feel stupid. Genuinely brilliant.

Priya T.
Sole trader · Birmingham
★★★★★
Ltd director

I set up my Ltd company last year and had no idea about the salary/dividend split. Taxify showed me I was paying myself wrong and costing thousands. Wish I'd found it sooner.

Oliver R.
Ltd director · Bristol
★★★★★
Partnership

My partner and I run a small consultancy. Finally something that explains partnership tax in a way we both understand. The per-partner view is exactly what we needed.

Aisha C.
Partnership · Leeds
★★★★★
Freelancer

The VAT threshold tracker alone is worth it. I was at 87% without realising — Taxify caught it and explained exactly what to do. My accountant was impressed I already knew.

Marcus W.
Freelance developer · Edinburgh
★★★★★
Sole trader

Used to spend the first week of January in a blind panic. This year I already knew my number in October, had money set aside, and filed early. Worth every penny.

Naomi B.
Sole trader · Cardiff
★★★★★
Ltd director

The P11D tracker saved me from a penalty I didn't even know was coming. I'd forgotten to log my private medical insurance as a benefit in kind. Taxify flagged it two months before the deadline.

Ravi L.
Ltd director · Leicester
★★★★★
Sole trader

I'm not tech-savvy at all but this took me 5 minutes to set up. The AI explained my mileage claim in a way I've never understood before. Simple, clear, works.

Diane F.
Sole trader · Newcastle
★★★★★
Freelancer

Switched from a spreadsheet I'd used for four years. Taxify does everything it did plus live tax estimates, deadline reminders and an AI that understands my situation. No comparison.

Tom H.
Freelance photographer · Brighton

How we compare

Built for you,
not your accountant.

Xero and QuickBooks are excellent tools — for accountants managing multiple clients. Taxify was built for the person actually running the business.

Taxify Xero / QuickBooks Spreadsheet
Plain English — no accounting degree needed Always Accountant-speak DIY
Live tax estimate that updates in real time Real-timePartial — complex setup Manual
Director Hub — company + personal tax together Included Separate tools needed Not possible
PAYE + self-employed correctly handled Always rightOften wrongError-prone
MTD scope check + quarterly tracking Built in freePartial — extra cost Manual
AI that knows your actual numbers Included Not available Not possible
Tax AI that knows your actual numbers Built in, always live Not available Not possible
Time to first insight Under 5 minutes Days + accountant setupHours of setup
Starting price Free foreverFrom £16/monthFree but time-costly

We're not here to replace your accountant or compete with enterprise accounting software. We're here so that you — the person running the business — always know where you stand.

Transparent pricing

Start free. Upgrade
when you're ready.

All paid plans are fully tax deductible — Solo costs around £23/mo after relief, Pro around £39/mo. Most users save more than the subscription price in their first month from missed deductions alone.

Free
Get a feel for your finances
£0
forever free
 
  • Live dashboard & calculations
  • Unlimited transactions
  • 3 AI questions per day
  • VAT threshold tracker
  • MTD awareness
  • Full VAT return
  • Director Hub
  • Unlimited AI
No card ever needed
Most popular
Solo
Stop guessing, start knowing
£29
per month
✓ ~£23/mo after tax relief
  • Everything in Free, unlimited
  • Full income tax + NI breakdown
  • Full VAT return — all 9 boxes
  • Unlimited AI questions
  • PDF tax year summary export
  • MTD quarterly tracker & prep
  • Email deadline reminders
Cancel anytime · No commitment
Pro
For directors & complex finances
£49
per month
✓ ~£39/mo after tax relief
  • Everything in Solo
  • Full Director Hub
  • Corp tax + CT600 preparation
  • Salary + dividend optimiser
  • P11D, mileage, employees
  • Up to 2 companies
  • 5 MTD submissions/year included
Cancel anytime · No commitment
All plans fully tax deductible · Cancel anytime · No hidden fees · No long-term contracts

Common questions

Got questions?
Good — we've got answers.

I already have an accountant. Why Taxify?
Taxify works alongside your accountant, not instead of them. It gives you clarity between annual meetings — you'll arrive at every conversation already knowing your numbers, not hearing them for the first time. Most users say it saves them £300–£600 in accountant prep time every year. Your accountant will be pleased.
Does Taxify file my taxes for me?
No — and that's intentional. Taxify prepares and organises everything so that when filing time comes, it's quick and straightforward — whether you do it yourself or hand it to your accountant. We make sure you're never surprised. The actual submission to HMRC is yours to make, or your accountant's. Think of us as the clarity layer, not the filing layer.
Is my financial data safe?
Your data is encrypted at rest and in transit using bank-grade AES-256 standards. We never sell your data to third parties, never use it for advertising, and you can export or delete everything at any time. Taxify is fully GDPR compliant, hosted on enterprise-grade infrastructure, and never stores card details — Stripe handles all payment processing.
What is Making Tax Digital and do I need to worry about it?
Making Tax Digital for Income Tax (MTD for ITSA) replaces annual self-assessment with quarterly digital submissions to HMRC. From April 2026 it applies if your income exceeds £50,000 — dropping to £30,000 from April 2027. Taxify tells you immediately whether you're in scope, what to prepare, and guides you through each quarterly submission in plain English. Most people aren't ready — but Taxify users will be.
Does it work for limited company directors?
Yes — and this is where Taxify is strongest. The Director Hub combines corporation tax, salary/dividend optimiser, P11D benefits, mileage and employee costs in one view, then adds your personal tax to show your complete picture. It's the only UK consumer tool that does this properly, in plain English. No separate spreadsheets, no juggling between tools.
How accurate are the tax calculations?
Very accurate for estimates. We use the actual 2025–26 HMRC tax bands, NI rates and thresholds, updated every April. The estimate improves as you add more transactions. For your final return, always verify with a qualified accountant. Taxify is guidance, not regulated financial advice.
Is my Taxify subscription tax deductible?
Yes — your subscription is a legitimate, allowable business expense. At the basic 20% rate, Solo at £29/mo costs around £23/mo after tax relief. Pro at £49/mo costs around £39/mo. We remind you to claim it at year end so it's never forgotten.
What's the difference between Solo and Pro?
Solo is built for sole traders, freelancers and anyone with self-employed income. Pro adds the full Director Hub — corporation tax, salary/dividend optimiser, P11D, mileage, employee cost calculations and support for up to 2 companies. If you run a limited company, Pro is for you. Both include a 7-day free trial — no card needed to start.

Got a question before signing up?

We're here
before you commit.

Not sure which plan fits, whether MTD applies to you, or how Taxify handles your specific setup? Ask us anything — we typically reply within a few hours.

Email us

Stop guessing.
Start knowing.

Start free today. Know your tax bill by the end of the week — not the end of January. No card needed. Takes 5 minutes.

Free forever
No card needed
Bank-grade security
HMRC-aligned 2025–26
Cancel anytime
Fully tax deductible

Taxify provides guidance only — not regulated financial advice. Always speak to a qualified accountant for your specific situation. Tax calculations are estimates based on the data you provide.